Comprehensive Legal Solutions Platform
Our Vision and Mission
At GFLS, our vision is to revolutionize the industry by creating new benchmarks of service and technology, along with solving a large governance & compliance problem of the industry.
Vision
Mission
Our Platform and Offerings
For Financial Institutions
Greenfinch Legal Services
Legal Opinion Report of Title Documents
Search and Title Reports
Verification Of Original Papers
Document Execution & Mortgage Creation
CERSAI Search Compliance
Purchase and BT Cheques Processing
Document Retrieval Process from local bodies
Approved Project Finance Reports
Portfolio Legal Audit
For Builders
Complete handling of property registration processes, ensuring compliance with all local law and regulations.
Assistance with drafting and registering title deeds, providing accurate records for property ownership.
Providing comprehensive APF Reports to ensure seamless project financing by validating legal, technical, and regulatory compliance, enhancing credibility with financial institutions.
Help with calculating and processing stamp duty charges to ensure that all legal requirements are met promptly
Creation and registration of legal documents, including agreements, contracts, and land-related documentation
Access to official land records and surveys, ensuring all legal aspects of land acquisition and development are managed.
Handling all types of land conversions from various authorities.
Current Industry Landscape
- Loans worth 1 Lakh+ Cr processed annually by Financial Institutions (FIs)
- 12-17% of loan amount is spent on processing of a loan resulting stress on margins.
- 15000+ small local vendors cater to FIs’ requirements in addition to the in-house teams.
Services Required by FIs for Loan Processing & Management
Property Check (For Mortgage Loans)
Property Verification
Legal Check & Title Search
Document Execution
Original Document Verification
CERSAI Compliance
In-house team & external vendors both pose significant challenges & inefficiencies
Concerns with In-house Team
Utilization
Not enough volumes apart from Tier 1 locations
P&L Impact
Income amortised but not expenses impacting Bottom Line*
*as per IndAS accounting
Concerns with Outsourcing to Local Vendors
Quality
Lack of experience, knowledge & SLA levels
Governance
No systems and controls in place at vendor’s level
Time to Scale
New vendors need to be identified before opening any branch
Efficiency
Technology not leveraged at vendor level
Control
Vendor Management done typically at local branch level
Pan-India Distribution
- Reach under-penetrated locations
- Scale up with speed and low cost
- Manage a single vendor centrally for all locations with control, transparency & ease
- Have standardized process, quality and reliability across locations.
14000+ Pin Codes to be covered through 186 Locations
19 Regional HQs
31 Branch Offices
136 Last-Mile Service Point
Presence in 18 states
Rajasthan
Haryana
Uttarakhand
Delhi & NCR
Karnataka
Madhya Pradesh
Uttar Pradesh
Gujarat
Maharashtra
Punjab
Telangana
Andhra Pradesh
Tamil Nadu
Chhattisgarh
West Bengal
Bihar
Kerala
Odisha
World-Class Technology & Governance Framework
- GFLS has partnered with Deloitte for developing a best-in-class platform for its services
- The platform is being developed with the industry-leading platform Salesforce at its heart, integrated with multiple software and API services.
- This will enable GFLS's internal team to work completely online in sync with real-time services and also help FIs digitize their outsourced services through integration with the GFLS system.
- Striving for service excellence, the system architecture has been meticulously designed and benchmarked with the best service provider applications across various industries.
- Additionally, the system is compliant with all regulations including Data Security, Data Privacy, IT, RBI and other regulations applicable for FIs from Day 1.
- With the system, FIs get complete transparency and tracking of their transactions with the comfort of meeting all data compliance requirements.
Execution Excellence
With the same experience, GFLS’s structure has been put in place from Day 1 to ensure effective execution, control and oversight.
Strong bottom-up experience, years of execution excellence, legal prudence & visionary outlook has been the genesis of GFLS which not only provides one-stop solution to all of industry concerns but also add value through domain expertise in its offerings
The structure reinforces SOPs, checks and balances essential for execution excellence in the domain and also provides multiple monitoring and escalation points.
Differentiating Factors for GFLS
Team
Distribution
Technology
Framework
around Time
Led by Unmatched Experience
Mr. Sushil Kumar Agarwal
Founder & Managing Director
- 24+ years of rich experience in the financial industry as an entrepreneur and leader with forte in creating & running different businesses with top-class execution.
- Ex-Founder MD & CEO of Aavas Financiers Ltd., a publicly-listed affordable HFC, taking the company to 15000 Cr AUM under his leadership
- Prior experience in senior leadership roles with AU Small Finance Bank, ICICI Bank Limited, and Kotak Mahindra Prime Limited
- Awarded “EY Entrepreneur of The Year 2020” in the Financial Services category.
- CA Gold Medallist and Merit Holder | Qualified Company Secretary
- Completed Owner/President Management Program (OPM) from Harvard Business School
- Chapter Chair of Young President Organization (YPO), Rajasthan Chapter.
- Forte in creating & running different businesses with top-class execution.
Mr. Abhishek Tiwari
CEO, GFGC
Mr. Arvind Tungaria
COO, GFGC
Mr. Rajeev Sardana
Sr. Director Strategy & Planning, GFLS
Mr. Satish K Chadha
Advisor, GFGC
Mr. Lokesh Rawat
Partner, GFLS
Our Clientele
Our Branch Locations
Our Offices
Disclaimers
- GFLS or Greenfinch refers to Greenfinch Legal Services Private Limited, its network of firms and related entities for the purpose of this Presentation.
- This presentation is intended for information purposes only, is shared on a confidential basis and is an expression of strategy that may be subject to change without notice. Recipients/attendees of this presentation agree that they will keep confidential all non-public information contained herein; and will not copy/reproduce/distribute this Presentation or information herein to any other party, in whole or in part.
- Certain information in this Presentation has been obtained from third-party and publicly available sources. While such sources are reliable, GFLS does not assume responsibility for accuracy or completeness of such information and does not undertake any obligation to update the information contained herein as of any future date.
- The information mentioned in the Presentation is subject to change without prior notice. The Presentation is for discussion purpose only and should not be assumed to be a complete description of GFLS or to contain all the information required by potential partners.
- This Presentation contains certain performance goals and benchmark information related to GFLS and its operations. Please note that actual results may vary. The Presentation also contains forward looking statements. Words such as “will”, “aim”, “vision”, “outlook” and other similar expressions are intended to identify such forward looking statements. Forward-looking statements are based on a number of assumptions as to future events that are inherently uncertain and subjective and no representation or warranty is made by GFLS, its network firms and related entities to whether such assumptions or projections will prove to be accurate.
- None of GFLS, its network firms or related entities shall be responsible for any loss whatsoever sustained by any person or entity by reason of access to, use of or reliance on, this material. By using this material or any information contained in it, the user accepts this entire notice and terms of use.
